Is Acorns a Good Investment? Claim your $20 bonus investment

Is Acorns a Good Investment? Claim your $20 bonus investment

Do all your friends seem to be discussing their investing portfolios? How can you get started if you don't have a large sum of money to put into the game?

We've found the solution to your problem. It's called Acorns, and it's an app that allows you to get started investing without having to risk a lot of money.

And here's a plus for our loyal readers: when you make your first stock investment, you'll get a free $5 in stocks.

How to Get $5 from the Acorns Investing App

Here's how
1. Set up your Acorns account in under 3 minutes
2. Set up Recurring Investments
3. Make your first successful Recurring Investment (min $5) - get your $20 bonus within 10 days of following month

The idea is that you won't notice the digital pocket change since it's out of sight, out of mind, as they say. And those automated savings add up far more quickly than you may expect. For example, some users have saved $420 every year without even trying!

Key Features:

  • Is Acorns a Good Investment?

The answer is yes. Acorns' strength lies in its simplicity and accessibility. By rounding up your everyday purchases and investing the spare change, Acorns makes investing effortless. It also offers diversified portfolios, reducing risk and enhancing potential returns. However, as with any investment, it's important to consider your risk tolerance and financial objectives

  • What is Acorns Investing?

Acorns investing is a micro-investing platform designed to make investing accessible to everyone. By automating the investment process and offering features like round-ups and diversified portfolios, Acorns simplifies the path to building wealth. It's an excellent tool for those new to investing or anyone looking to automate their savings and investment strategy.

  • Where Does Acorn Invest Your Money?

Acorns invests your money in diversified portfolios composed primarily of low-cost exchange-traded funds (ETFs). Here are the key components of Acorns' investment strategy:

Automated Investing Portfolios

  • Portfolio Selection: Acorns suggests a portfolio based on your risk tolerance and financial goals. Options range from conservative to aggressive portfolios.
  • Rebalancing: The platform automatically rebalances your investments to ensure they stay aligned with your target portfolio over time.

Types of Accounts

  • Taxable Investment Accounts: Acorns Invest is a taxable account where your money is invested in ETFs.
  • Retirement Accounts: Acorns Later is a tax-advantaged individual retirement account (IRA), also invested in ETFs.

Portfolio Composition

  • ETF Allocation: Acorns typically constructs portfolios using around 25 different ETFs. For example, an aggressive portfolio might include:
    • 55% in large domestic companies via Vanguard S&P 500 (VOO)
    • 30% in international stocks via iShares Core MSCI International Stock (IXUS)
    • 10% in mid-cap stocks via iShares Core S&P 500 Mid-Cap (IJH)
    • 5% in small-cap stocks via iShares Core S&P 500 Small-Cap (IJR).
  • 5% in small-cap stocks via iShares Core S&P 500 Small-Cap (IJR).

Pros and Cons


  • Automated Saving and Investing: Simplifies the investment process for beginners.
  • Diverse, Low-Cost ETFs: Portfolios are composed of cost-effective ETFs.


  • Fee Structure: Acorns' flat fees can be high, especially for small account balances.
  • No Human Advisors: There is no access to real-life financial advisors.

Acorns provides a user-friendly platform for those new to investing, making it easy to set up and manage investments through automated tools and diversified portfolios. However, the fee structure may be a consideration for those with smaller account balances.

** Claim your $20 bonus investment here!

** Check out The Mighty Oak debit card by Dwayne Johnson x Acorns!

** Learn more about Bitcoin ETF, here!

 ** Sign up for US Military Investment, here!

** Use this link here if you are a first responder!

More information about Acorns Invest here! 

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